Mortgages

Black & White will recommend the right lender for your circumstances and we will do our utmost to make the process as hassle free as possible.

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Savings & Investments

Whether you're saving for a specific purpose or just for a 'rainy day', there is much to be considered before choosing where to invest.

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Business

From help meeting your responsibilities as an employer to making sure your livelihood is properly protected. Black & White will guide you through your options.

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Retirement Planning

How much do you need? What's the best way to save? Black & White provide help and guidance to allow you to really plan for retirement.

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Financial Protection

Insurance can help to give you peace of mind that, should the unexpected happen, those who depend on you will be provided for.

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Get In Touch

If you would like to have a chat about how we could help you, please get in touch. We'd love to hear from you.

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Black & White work with individuals, families and small businesses to help them understand their finances and make plans for the future.

There are many different 'tools' or products available for helping people to do this and we work hard to make sure we recommend the most suitable products for our clients. However, we believe that of equal value to the product we recommend is our clear, consistent and personal approach to financial planning.

Black & White's Managing Director James Burke has been working within financial services for the last decade. Over that time he has helped his clients with their mortgages, property sales and financial planning.

Mortgages

Getting a mortgage can be easy. That is, if you are fortunate enough to fit into the lender's often rather narrow view of a 'good' borrower. For everyone else, arranging a mortgage can be hard work. Black & White will recommend the right lender for your circumstances and we will do our utmost to make the process as hassle free as possible.

Financial Protection

'Time and chance happen to us all.' In other words, stuff happens! Insurance can help to give you peace of mind that, should the unexpected happen, those who depend on you will be provided for.

Retirement Planning

We all know the 'sensible' thing to do is to save little and often for retirement. It's as simple as that! Isn't it? But how much should you save? Where should those savings be invested? How much can you expect to receive at retirement? Black & White provide the help and guidance needed to allow their clients to really plan for their retirement.

Savings & Investments

Whether you're saving for a specific purpose or just for a 'rainy day', there is much to be considered before choosing where to invest. Black & White will take the time to understand what you want to achieve and recommend a suitable strategy.

Our first meeting

At our first meeting, we'll talk over what you want to achieve and about how we can help. Financial planning is not a 'one size fits all' matter. We listen to your plans and priorities and make sure we understand before making recommendations.

As a gesture of good will we don't charge you for this meeting; its purpose is to discover how we can work together to achieve your goals.

Where appropriate, we'll agree the next steps and obtain a written instruction from you to start work.

Options

The next step is for us to research the best way of achieving your goals. Then we'll talk about our findings and the best options for you. It's then your decision whether you instruct us to implement our recommendations.

Making it happen

Dealing with insurance companies and other financial institutions can be hard work; we'll take care of this for you and do our utmost to make sure things go according to plan.

Review

This is the most important part of the process. Like most things in life, your circumstances, financial and otherwise, are constantly changing. In other words, what is right for you today may need to be adjusted tomorrow, so we recommend a review at least once a year.

Our aim is to work with clients over the long term, helping them fulfil their plans by managing their finances well.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

  • Victoria House
    1 Maison Dieu Road
    Dover, Kent
    CT16 1RW

  • 01304 448861

  • info@bwfp.co.uk

  • @bandwfp

Privacy

At Black & White we will always ensure that we deal with your personal data in a secure and appropriate way. Please read our Customer Privacy Notice which fully explains how we process your data.